Privacy Policy
Bharat Co-Operative Bank (Mumbai) Limited hereinafter referred to as Bharat Bank, operates https://bharatmysociety.com and may operate other websites. It is Bharat Co-operative Bank (Mumbai) Limited’s policy to respect your privacy regarding any information we may collect while operating our websites.
Applicability
This Privacy Policy (“Policy”) is applicable to website (https://bharatmysociety.com) and Social Media viz. Facebook, Instagram, X & LinkedIn.
Website Visitors
Bharat Bank collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Bharat Bank purpose in collecting non-personally identifying information is to better understand how Bharat Bank’s visitors use its website. From time to time, Bharat Bank may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. Bharat Bank also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on https://bharatmysociety.com blogs/sites. Bharat Bank only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Bharat Bank websites choose to interact with the Bank in ways that require Bharat Bank to gather personally-identifying information. The amount and type of information that Bharat Bank gathers depends on the nature of the interaction. For example, we ask visitors who sign up at https://bharatmysociety.com to provide a username and email address. Those who engage in transactions with Bharat Bank are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Bharat Bank collects such information only insofar as is necessary or appropriate to fulfil the purpose of the visitor's interaction with Bharat Bank. Bharat Bank does not disclose personally-identifying information. Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Aggregated Statistics
Bharat Bank may collect statistics about the behaviour of visitors to its websites. Bharat Bank may display this information publicly or provide it to others. However, Bharat Bank does not disclose personally-identifying information (other than the information stated below)
Protection of Certain Personally-Identifying Information
Bharat Bank discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Bharat Bank’s website or to provide services available at Bharat Bank and (ii) that have agreed not to disclose it to others.
Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Bharat Bank’s websites, you consent to the transfer of such information to them. Bharat Bank will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Bharat Bank discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Bharat Bank believes in good faith that disclosure is reasonably necessary to protect the property or rights of Bharat Bank, third parties or the public at large.
If you are an accountholder of Bharat Bank and/or have provided your email address/mobile number, Bharat Bank may occasionally send you an email/message to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Bharat Bank, and about our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Bharat Bank takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Cookies
A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Bharat Bank uses cookies to help the Bank identify and track visitors, their usage of Bharat Bank website, and their website access preferences. Bharat Bank visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Bharat Bank’s websites with the drawback that certain features of the Bank’s website may not function properly without the aid of cookies.
Ads
Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Bank and does not cover the use of cookies by any advertisers.
In Short
We only collect personal information that we believe is relevant & required to understand your needs and to conduct our business.
Information is used to provide you with a better usage experience and to offer you products & services.
We will not disclose your personal information to any external organisation unless we have your consent or are required by laws and regulations or have previously informed you.
We may be required from time to time to disclose your personal information to Governmental or regulatory entities, but we will only do so under proper authority.
We aim to keep your personal information on our records accurate and up-to-date. Therefore you are required to update your personal information from time to time.
We maintain Industry level safeguards to secure our systems so as to prevent unauthorised access to your personal information by anyone.
Bharat Co-operative Bank (Mumbai) Ltd, our staff and any agent or third party service provider with access to your information are required to observe our confidentiality obligations.
Privacy Policy Changes
Although most changes are likely to be minor, Bharat Bank may change its Privacy Policy from time to time, and in Bharat Bank’s sole discretion. Bharat Bank encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.